Affordable Housing Corporation header Instagram
Save Your Home
MediationHardest Hit FundHomeowner Resources


Whether you want to keep your home or move on, AHC will support you in working with your lender and the Lake County Courts to help bring about a quick resolution to your circumstances. There is no charge for our services.  Our 3-pronged approach is described below.  Homeowners can view an online presentation, attend our foreclosure education class and/or receive personalized support through individual counseling and mediation. 

Education: Online presentations and in-person classes help homeowners understand the foreclosure process, loan workout and home disposition options, how to talk to your lender, links to community resources, and how to prepare for counseling and/or mediation.

Counseling: Counseling provides personalized support to review your circumstances, determine realistic options, and prepare the documentation your lender requires to facilitate a workout.

Mediation & Legal Stay: Facilitated by a neutral court-appointed mediator, mediation brings lenders and homeowners together in the same room for the purpose of negotiating a resolution acceptable to all parties. For those that adhere to the required timeframes, all legal proceedings will be on hold while you participate in mediation.  This means you will not be required to attend to the legal aspects of the foreclosure while this process is underway, and will be afforded more time and flexibility to negotiate a desired outcome.

Illinois Hardest Hit Fund® Program: Provides mortgage assistance to homeowners who have experienced at least a 15% income reduction due to a qualifying hardship event and who meet the eligibility criteria.

For homeowners proceeding to mediation, it is imperative that you adhere to the program timeframes.  Click here for more information.

Download the Foreclosure Prevention Intake Packet: English | Spanish.